Terms and Conditions

Terms & Conditions

Denture Financing recognizes and respects the importance of protecting the security and   confidentiality of the personal information we collect and maintain on our   customers. This notice is being provided to you to describe our policies and   practices with respect to the privacy of customer   information.

Purposes We collect, use and disclose   your personal information in order to conduct initial and ongoing credit   assessments, insurance tracking, payment processing, collections, other internal   administration and other purposes described in the Denture Financing consumer credit   application.

Types of Information We collect   non-public personal information about you from the following sources:

  • Information we receive from you on credit applications, driver’s licence,   and other forms, such as your name, address, assets, and income;
  • Information about your transactions and experiences with us and our   affiliates such as your account balance and payment history; and
  • Information we receive from consumer credit reporting agencies or other   outside sources, such as information regarding your creditworthiness and credit   history.

Disclosure As part of our commitment   to you, we do not sell customer information to third parties (except as   described below under sale of assets). We do not disclose any non-public   personal information about our customers or former customers to non-affiliated   third parties except as permitted by law or described below.

  • Third party service providers We may disclose all of   the non-public personal information about you that we collect, as described   above, to non-affiliated companies that perform services on our behalf, such as   pre-authorized payment processing, contract administration and registration,   insurance tracking, and credit reporting agencies. Before we disclose non-public   personal information to a non-affiliated third party performing services on our   behalf, we enter into a contractual agreement with the third party that   prohibits the third party from disclosing or using the information other than to   carry out the purposes for which we disclosed the information or as otherwise   permitted by law. We may enter into agreements with the following types of third   parties:
  • Sale of assets / lenders We will disclose customer   information to any company that provides financing to Denture Financing and/or that acquires   Denture Financing or some or all of its assets, provided that such lenders or company agrees   to comply with the terms of our then current privacy   policy.

Confidentiality and security We   restrict access to non-public personal information about you to those employees   who need to know that information to provide products or services to you. We   maintain physical, electronic and procedural safeguards to protect your   non-public personal information.

Commercial   relationships This notice applies to non-public personal   information we obtain and maintain about you in connection with any financial   transaction you enter into with us for personal purposes. This notice does not   apply to our business and commercial   customers.

Ammendments We reserve the right to amend   this notice and any of the procedures described above at any time. If you   wish to make further enquiries, access the information that we have about you,   or obtain further information about our privacy policies, please contact:


Notice of Terms & Conditions

PLEASE READ THESE TERMS AND   CONDITIONS OF USE PRIOR TO USING THIS WEBSITE By using this   website, you agree to be bound by the Terms and Conditions below. If you have   not already done so, please take some time to familiarize yourself with these   provisions. If you do not agree to all of these Terms and Conditions, you should   immediately discontinue use of this website! Also, please note that Denture Financing Services Financiers  may revise and   update these Terms and Conditions from time to time and it is your   responsibility to check for such updates. Your continued usage of the Denture Financing  website will signify your acceptance to those changes.

THIS   WEBSITE DOES NOT PROVIDE MEDICAL ADVICE The contents of this   website are intended for general purposes only. The information provided by   Denture Financing hereunder is not intended to, nor implied to be, a substitute for   informed medical advice by your physician or other health care professionals.   Denture Financing IS NOT PROVIDING ANY MEDICAL ADVICE OR SERVICES, AND YOU SHOULD CONTACT   YOUR INDIVIDUAL HEALTH CARE PROFESSIONAL FOR YOUR SPECIFIC MEDICAL CONDITIONS OR   QUESTIONS. You should not rely on any information contained, suggested, or   referenced in this site in making personal medical decisions.

NO   WARRANTIES Denture Financing does not endorse, recommend or favor the   products, supplies or services of any medical practitioner, supplier or   manufacturer referred to herein. Denture Financing DISCLAIMS ALL WARRANTIES,   REPRESENTATIONS AND CONDITIONS REGARDING THE USE OF THIS WEBSITE OR ITS   CONTENTS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY,   FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, WHETHER EXPRESS OR IMPLIED,   OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. ALL INFORMATION,   STATEMENTS, ANALYSES, INTERPRETATIONS AND OPINIONS CONTAINED IN INFORMATION   PROVIDED HEREUNDER OR LINKS ARE PROVIDED ON AN “AS-IS” BASIS, WITHOUT   REPRESENTATIONS OR WARRANTIES OF ANY KIND BY Denture Financing, ITS AFFILIATES, OFFICERS,   EMPLOYEES, LICENSORS OR BUSINESS PARTNERS, AS TO ACCURACY, COMPLETENESS,   USEFULNESS OR OTHERWISE.

DISCLAIMER OF ACCURACY OR AUTHENTICITY   OF INFORMATION Information on this website is believed to be   reliable when posted. However, Denture Financing makes no warranties that the information   contained herein or sites linked to this website is in every respect accurate or   complete and is not responsible for any actions resulting from the use of   information contained hereunder. Moreover, Denture Financing’s website is constantly   evolving and the opinions and views contained, suggested, or referenced herein   or sites linked to this website change regularly as new information becomes   available. Denture Financing assumes no obligation to update the information or advise of   further developments concerning topics mentioned herein. Information may be   changed without further notice.

NO ENDORSEMENT Referral to an individual physician or health care professional   listed in this website or the inclusion of any subject matter herein does not   constitute an endorsement of the services, claims or qualifications of such   individual. Denture Financing recommends that before selecting a health care professional   you verify all the qualifications and expertise of any such professional.   Denture Financing does not make any guarantees regarding the expertise of any individual   health care professional referred to in this website and is not responsible for   the outcome of any medical treatment.

NO   LIABILITY Denture Financing is not responsible for any liability for any   direct, indirect, special, incidental or consequential damages or any other   damages whatsoever and howsoever caused, or alleged to have been caused, arising   out of or in connection with the use of this website or in reliance on the   supplied information or ideas.

ADVERTISEMENTS AND LINKS TO OTHER   SITES This website may contain links to other sites. Denture Financing, its   directors and officers, cannot be responsible for any information found on   linked websites or their associated links. The links are provided for your   convenience and not as an endorsement of their contents. Denture Financing assumes no   responsibility for the content of individual web pages of the other sites.   Confirmation of any information provided under such links is strongly   recommended.

USER SUBMISSIONS All   communications or content submitted to Denture Financing via the website shall be deemed   to be the property of Denture Financing. By submitting such communications or content,   you automatically agree that such submission is non-confidential for all   purposes. You agree that Denture Financing shall be free to use, reproduce, modify,   publish, edit, distribute and display, for any purpose, any ideas, concepts,   know-how or techniques contained in such communications or content. You further   covenant that any communications or content submitted to this website shall not   infringe or violate any rights of any person or   entity.

INDEMNITY Denture Financing, its officers, directors,   employees, agents, and its partners, suppliers, affiliates and related   companies, shall be indemnified and saved harmless against all liability and   damages including special, consequential or punitive damages arising out of   claims arising from the use or distribution of information originating on this   website or sites linked to this website.

COMPUTER   VIRUSES While every effort is made to ensure that all information   provided on this website does not contain computer viruses, Denture Financing does not   guarantee that this website is free of viruses or other harmful   components.

TRADEMARKS Certain words, phrases,   designs or logos, icons and other names identifying products and services on   this website may constitute trademarks of Denture Financing or others. The display of any   such marks or names on this website does not imply that a licence has been   granted by Denture Financing or others.

COPYRIGHT All   information contained within this website is the copyrighted property of   Denture Financing or of the parties furnishing such materials to Denture Financing and is   protected by copyright, trademark and other intellectual property laws.   Reproduction, redistribution or modification of the information for any purpose   is prohibited without the express written permission of Denture Financing. The   information found herein may not be duplicated or redistributed in any form   without the prior written permission of Denture Financing. All rights not expressly   granted herein are reserved to Denture Financing and its licensors.

CHOICE   OF LAW The provincial laws of the Province of Manitoba and the   federal laws of Canada that apply in Manitoba shall govern the interpretation,   validity and effect of this agreement notwithstanding any conflict of laws   principles. Users of this website hereby consent and submit to the non-exclusive   jurisdiction of the courts of the Province of Manitoba in any complaint, demand,   action or proceeding instituted under or related to this agreement involving   Denture Financing or its affiliates, subsidiaries, employees, contractors, officers,   directors, content providers, and telecommunication providers

Feel free to contact us if you have any questions.